This means so much more than just looking after our day-to-day health, it’s also about protecting our future and the people we love – and that’s where life insurance gets to shine!

Why Early Screening Matters

 

Breast cancer is one of the most common cancers among South African women. Fortunately, when it’s caught early, the chances of successful treatment increase dramatically. Routine mammograms, doctor’s check-ups, and simple self-exams are all powerful tools that can give you a head start.

Regular screenings don’t just save lives, they can also have an impact on how affordable life cover is, making this month the perfect time to take a closer look at both your wellness and your financial planning.

How Your Health Impacts Life Cover

 

Your health and your cover are closely linked as insurers, including MiWayLife, look at your overall risk profile when calculating your premiums. A late diagnosis of a serious condition can make it harder to get the life cover you want, or it may push your premiums up. But staying on top of screenings can keep more options open.

 

For the record, having survived breast cancer, or any cancer, doesn’t mean you can’t get life insurance. Many life insurers may still offer you a policy, However, you may have a ‘loading’ applied to your cover that will increase your premiums. This is why it’s always a good idea to get life insurance while you’re young and healthy, so you can lock in a lower premium today.

Get More Peace Of Mind With MiWayLife

If you have a life insurance policy with MiWayLife, it will include funeral cover as well as an accelerated terminal illness benefit. This means that, if you were diagnosed with a terminal illness, you’d have the option to immediately claim 50% or 100% of your life cover amount while you’re still alive.

Unlike a medical aid that will only pay for medical expenses once you’ve incurred them, you can use your life insurance pay out as you wish. This way, you can afford to maintain your quality of life, settle outstanding debts and ensure that important things, such as creating a trust to pay for your children’s tertiary education, are taken care of.

The Bottom Line

 

 

Good health and good planning work best together. Choosing healthy habits like eating well, exercising, and keeping up with your screenings reduces long-term risks. Pairing that with a life insurance policy means you’re looking after both your body and your family’s financial security. It’s a powerful combination that lets you live fully today, while knowing tomorrow is cared for. Why not get an obligation-free quote from MiWayLife today?

 

Did you know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.