The holiday’s is a time to relax, but the best peace of mind comes from having the right insurance.
Going away over the holidays? Here’s to having a blast but also keeping in mind that, when you travel, you can incur a whole new set of risks. Fortunately, we’ve got a few top tips to help you ensure your trip is a safe one.
Secure your home before you go
According to South African insurance companies, home break-ins spike dramatically over the holidays. If you're leaving your home unattended, make sure it's locked up tight, that any security systems are working as they should and consider getting a house sitter or friend to keep an eye on your property.
If you don’t have Home content’s insurance, now would be a good time to consider it. Better yet, get it from MiWay and get to enjoy free household emergency assistance. This way, if your house sitter had to lock themselves outside your house, you’d have 24-hour access to a locksmith. Easy breezy! Just something to keep in mind – home contents insurance only covers what’s in your home and stays there so it’s not always enough if you’re taking your valuables on the road. Keep reading to learn how you can protect your property on the go.
Keep your valuables safe
Naturally, if you’re travelling, you’re going to want travel insurance but here’s a word of warning about that free policy you might have received when you used a credit card to purchase your flight. While any policy is better than nothing, know that this is typically a very basic one. Always read the terms and conditions properly and if you see any gaps relating to something that’s important to you, fill them up fast.
As an example, if your airline lost your luggage, your free travel insurance would only pay out up to a certain amount, which usually only covers a fraction of what the average suitcase contains. However, if you had MiWay’s All Risk insurance, also referred to as “portable possessions insurance”, and had specified certain valuables – think watches, jewellery, sunglasses, cameras and laptops – you’d be able to claim for them.
Think about getting that life insurance policy
We don’t like to think about it, but travelling, especially if you’re going to be on the roads during the holiday season, is a risky business. If you don’t already have a life insurance policy, the best time to get one is today. The younger and healthier you are, the lower your premiums will be and, with a life insurance policy in place, you can rest assured that, should you pass away, your beneficiaries will receive a lumpsum payout that can help protect their financial future. Also, if you get our 4-in-1 policy from MiWayLife, it’ll include funeral cover for your family members, all for one low monthly premium.
In short, you can go on holiday knowing that you haven’t just bought a policy, you’ve invested in a lifetime’s worth of peace of mind.
Did you know:
You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.
