Life Insurance
Private vs. Public Schools in South Africa: What Are The Pros And Cons?
Private vs. Public Schools in South Africa: What Are The Pros And Cons?
13 Nov 2023

Regardless of which type of schooling you choose, a life insurance policy can help protect your child’s education.

There’s no denying that a good education is a crucial part of your child's development. If you’re in the position of being able to choose whether you send your child to private or public school, you should know that each option has its own set of pros and cons. Knowing the difference can help you make an informed decision.

The Pros And Cons Of Private Schools


Private schools often have fewer children in each class which ensures they receive more individualised attention. They also offer more flexibility regarding their curriculums with different approaches to education such as the Montessori and Waldorf methods. As private schools are funded by their tuition fees, not the government, they’ll have better facilities like well-maintained grounds and large libraries. Learners will also benefit from more extracurricular opportunities. As an example, certain private schools in South Africa offer horse riding, golf and sailing. Another plus? Private schools often have strict codes of conduct that focus on discipline, values and character development. Attending a private school can also provide your child with valuable networking opportunities.


As far as the cons of private schools go, the biggest is the high cost. PRICE. Private schools are also typically very competitive environments that can lead to high levels of pressure and stress


The Pros And Cons Of Public Schools

The most attractive thing about public schools is the fact that they’re free or, if they’re a Model C school, which is semi-private, would be more affordable than a private school. A public school will also typically serve up a more diverse environment, exposing your child to others from different socioeconomic backgrounds and preparing them to become comfortable with the melting pot that is the real world.

In terms of cons, class sizes are often larger or overcrowded in a way that can affect the quality of education, lead to a lack of discipline and in some cases even become a safety concern. Many public schools are also under-resourced.

Whatever Your Choice, Ensure You Can Provide  


Ultimately, the type of school you send your child to – public or private – will be up to you but many won’t have a choice due to the high cost of private education. Still, even public schooling can be expensive once you tally up the cost of uniforms and textbooks. In either scenario, paying for your child’s education could become even more difficult if your family lost its breadwinner. Fortunately, with a life insurance policy, you’ll have peace of mind knowing that, if you weren’t around, your children could benefit from a lump sum payout that could fund their schooling as well as all the expenses that come along with it.  

At the end of the day, a life insurance policy is a valuable tool that can help you create a financial safety net to ensure your children receive a good education that unlocks a brighter future. In short, it’s the ultimate gift.

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Terms and conditions apply. Eligibility, cover and benefits are determined on individual risk profile. MiWayLife is an authorised FSP (No. 45741) and its product offering is underwritten by Sanlam Life Insurance Limited, a registered long-term insurer. MiWayLife is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06