We believe everyone should have a funeral policy. Still, with so many to choose from, finding one that suits you best can feel a little overwhelming. Fortunately, we’ve got a few tips on how to make a savvy choice that ensures the right amount of coverage at an affordable price as well as great value-added benefits.

Ask yourself – what do I really need?

The first step in choosing a funeral policy is determining your actual needs. Do you need cover for just yourself or would you like to include your family members?

You’ll also want to get an idea of how much coverage you’ll actually need. There’s no point in paying a lot for a high coverage amount if you only want a simple yet dignified service attended by close family only. On the other hand, a policy with the lowest premiums could leave you underinsured and even the smallest funeral is more expensive than you might think. The cost of cremation alone ranges from R7000 to R15 000.

Next, compare the benefits offered by different providers. Not all of them will be the same and some might not be important to you. As an example, if you have life insurance cover that pays out fast, a funeral policy with a grocery benefit might not be necessary. However, if you or the person you’d like to purchase a policy for works far away from where their final resting place would be, you’d want a policy with a repatriation benefit.

Choose your policy wisely

Once you’ve figured out what you need, it’s time to start getting quotes. You can then make an informed choice that balances what you need versus what you can afford. However, if you choose a MiFuneral Policy, you can select the coverage you need at a price that suits your pocket. You’ll also get to customise your policy by choosing exactly who you’d like to cover - yourself, your immediate family, or even extended family members.

Better yet, MiFuneral, even lets you choose your benefits, including extra cover to help you meet other end-of-life expenses. You also get to decide how you’d like it to be paid – as a lump sum or as a short-term monthly income to protect your family going forward.

MiFuneral also goes the extra mile 

Being able to customise your MiFuneral Policy with extra benefits you’ll actually use is one thing. However, MiFuneral goes the extra mile by offering great value additional benefits that are included in every policy at no extra cost.

For one, you’ll have access to our complimentary Funeral Arrangement Service. This offers telephonic support to help you understand the application process for death certificates as well as other legal documents. Our compassionate, highly-trained agents can even arrange overnight accommodation for immediate family members who might have to travel from afar to attend the funeral.

Our second included benefit is our Repatriation Service to help you transport your loved one’s remains to a funeral parlour closest to their residence within South Africa. This benefit also includes assistance with the transportation of ashes to the deceased’s place of residence after cremation. And yes, our Funeral Arrangements Service is just a phone call away to guide you through all the tricky paperwork.

The bottom line

Choosing the right funeral policy doesn’t have to be a difficult choice if you know what you need as well as which benefits will serve you best. Better yet, if you choose MiFuneral Policy, you can purchase your policy online with just a few clicks. So, why not get a quick quote today so we can surprise you with our affordable premiums?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.