When it comes to life insurance, one size doesn't fit all and you can say the same about funeral cover. With numerous options available, finding the right policy can feel tricky. However, once you assess your unique needs and budget, you’ll begin to realise what you need and can even find a policy that serves up great benefits you’ll actually use.

Figuring out your funeral policy needs

To start, identifying who needs coverage – just yourself or your family as well. Next, estimate the coverage amount you'll need. While a lavish funeral might not be necessary, you’ll always want a policy covers basic costs and these can be more expensive than you realise. In South Africa, the cost of a burial plot alone ranges from R1 500 to R6000, depending on your province. A very basic headstone costs R1 500 while more elaborate ones could set you back as much as R7 000.

Last, but not least, compare the benefits across providers, prioritising those that are most relevant to your situation. For instance, if you have life insurance with a quick payout, a funeral policy's grocery benefit might be less important. However, if you or the loved one you want to cover spends time far away from where they’d want their final resting place to be, you’ll want a policy with a repatriation benefit.

Making an informed decision

Once you know your needs, get a range of quotes and choose a policy balancing coverage and affordability. However, if you choose a MiFuneral Policy, you can select the coverage you need at a price that suits your budget. You’ll also get to customise your policy by choosing exactly who you’d like to cover - yourself, your immediate family, or even extended family members. You can even choose your benefits, including extra cover to help you meet other end-of-life expenses. You also get to decide how you’d like it to be paid – as a lump sum or as a short-term monthly income to protect your family going forward.

All MiFuneral Policies include extra benefits

Apart from customisation, every MiFuneral Policy will include valuable benefits at no extra cost in every policy. One of the most helpful is access to our complimentary Funeral Arrangement Service. This offers telephonic support to help you understand the application process for death certificates as well as other legal documents. Our agents can even arrange overnight accommodation for immediate family members who might have to travel from afar to attend the funeral.

Our second included benefit is our Repatriation Service to help you transport your loved one’s remains to a funeral parlour closest to their residence within South Africa. This benefit also includes assistance with the transportation of ashes to the deceased’s place of residence after cremation.

The bottom line

Finding the right funeral cover doesn't have to be overwhelming. Once you know what's important to you, it's easy to choose the best option but this starts with getting a few quotes. So, why not get a quick quote from MiFuneral today? Once you’ve seen how affordable real peace of mind can be, you can even purchase your policy online with just a few clicks.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.