Be transparent

The foundation of financial education is all about being honest with yourself. If you are married, it means being transparent with your partner regarding your finances to start building towards healthy financial goals. Look at where you currently are financially. What are your goals? What does your financial situation look like? Asking yourself these questions can give you a clear picture of what's working and what needs to change.

Cover the basics

Learning financial literacy is finding ways to make your money work for you, especially in a marriage. Building on the basics such as having a realistic budget, savings plan and reducing your debt are some of the key components that are needed to build trust and financial strength. Speaking to a financial advisor can help you find a solution that will work for you.

Understand your money values

Our money values shape how we see money. It also plays a vital part in terms of how we use it. Therefore, understanding how your partner views money and setting healthy money values that you can both learn to help you grow will be beneficial to you in the long run. Knowing what type of money personality you both have can also let you understand your strengths and weakness to avoid causing you to bleed financially. 

Have set goals

Not having a plan is planning to fail. When it comes to setting financial goals, being on the same page is important. Not only does this decrease the chances of there being financial infidelity, which 58% of married couples tend to do, but it will keep you focused when it comes to how you use your finances. Think of having short and long term goals. Don't be afraid to go into detail. A financial planner could also assist you in setting realistic targets that work with your finances to avoid adding financial strain on you. 

Check in monthly

Having financial goals is the first step. Putting these into action and tracking them is another. Checking in each month to see if you have reached your targets is a financial habit that can make the process less overwhelming. It will also help you and your partner assess what goals need to be adjusted in terms of the time frame or amount you contribute to it.

Financial literacy is all about learning and unlearning. Furthermore, understanding that handling your finances is a juggling act that will need to be constantly adjusted to help you keep up with each situation you will face financially. Some goals might take time and others can be achieved today. In the end, it's all about taking the first steps to achieving financial freedom with your partner.