The sum of money which will be paid due to the death of the policy holder.
The main person covered by the policy, without whom the policy would not exist.
Other person/s covered under the main insured life’s policy. Additional lives are usually family members.
For every year after the date on which the policy was take out, there will be a policy anniversary. It’s like a birthday or a wedding anniversary.
Means that the policy will not end until the main insured life dies or the policy is cancelled. The policy will not cancel due to the age of the main insured life.
People (usually family and loved ones) or companies who will be paid the agreed sum of money upon the death of an insured life.
The ceremony whereat the family bids farewell to the deceased.
A health condition which would result in the death of person within 1 year.
When the doctor communicates his opinion on what the health condition/s may be.
When the doctor communicates the effects/course of a medical condition.
A time period wherein the insurer guarantees that nothing will change insofar as premiums are concerned.
Premium increases which are linked to the age of the person who is being covered.
The time to when a benefit kicks in.
When one travels for work or for personal reasons (eg. holiday)
Sport or other activities which is done in one’s own time that we regard as dangerous.
Instances where you may not claim against the policy.
Taking one’s own life within the first 24months of the policy start date.
Meeting with a medically trained professional who focuses on an area of medicine.
Tablets, injections or other forms of medication which a doctor instructs you to take.
When you attend a hospital or clinic and complete the form with all your details, and the doctor reserves a bed.
An action intended to attend to, investigate or achieve a specific result in respect of a health problem.
Any issues regarding your health which you are experiencing now or have been experiencing.
The initial and basic information we need to consider a claim.
Information that is honest and open. Incorrect or dishonest information will make the insurance contract invalid.
The time period after taking the policy wherein the client may cancel and not be changed for the cover he/she already enjoyed.
When someone is upset by something and communicates their why they are upset.
