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Why Funeral Cover Isn’t Just for Later in Life
Why Funeral Cover Isn’t Just for Later in Life
02 Nov 2025

Think funeral cover only becomes important when you’re older? Think again. When you’re in your twenties, funeral cover probably isn’t something you think about much. You’re just getting started, studying, working, travelling, building a life.

But life doesn’t always go according to plan, and being prepared isn’t about expecting the worst, it’s about protecting the people who matter most, no matter what happens..

Peace of Mind Starts Now

When you’re young and healthy, it’s easy to think “I’ve got time.” But accidents, sudden illness, or the loss of a loved one can happen at any point. Without funeral cover, the cost of burial, transport, and arrangements often falls on family members when they’re least prepared to handle it.

MiWayLife’s digital-first MiFuneral Policy takes that burden away. It’s flexible enough to fit your lifestyle and affordable enough to start while you’re still building your future. You can choose cover that suits your budget, knowing that your family will have the support they need when it matters most. This way, you can plan ahead with confidence.

More Than Just a Funeral Payout

With MiFuneral, you get more than a lump sum. The policy includes telephonic support through our Funeral Arrangements Services, which take care of the logistics so your loved ones can focus on saying goodbye. The service offers guidance on funeral arrangements, from referrals to undertakers to advice on obtaining death certificates and other paperwork, as well as bereavement counselling and emotional support during this difficult time.

Your policy also includes a Repatriation Service that helps with the repatriation of remains within South Africa and neighbouring countries, complete with coordination, documentation, and 24-hour support. As part of this repatriation service, MiFuneral can also assist with arranging one night’s accommodation for a family member who accompanies the deceased home.


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Extra Cover When It Counts

Beyond funeral expenses, MiFuneral offers optional Final Expenses Cover, which pays out an additional lump sum to help with things like settling medical bills or outstanding accounts. There’s also Income Support Cover, which provides your nominated beneficiary with a monthly income for 12 months after a valid claim, an invaluable safety net for young families and dependants.

Starting your cover early also comes with another advantage: your premiums are more affordable, and once you’re covered, you stay protected as long as your payments remain up to date.

Real-Life Relief When It Matters

Imagine a young couple with a new baby. What would happen if the breadwinner had to unexpectable pass away while travelling for work in a neighbouring country? If they had a MiFuneral policy, the surviving partner could rely on the income support benefit to keep their home running, while MiFuneral would also handles the repatriation, assist with funeral arrangements and the claim payout, usually within 48 hours once all documents are received. That’s what real peace of mind looks like.

The Bottom Line

Funeral cover isn’t about expecting the worst. It’s about being ready for life’s uncertainties. Whether you’re 23 or 53, MiFuneral Policy gives you the confidence that your family will be taken care of, no matter what tomorrow brings.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online

Need more information on MiWayLife? Read about our life insurance product, or get a life insurance quote in 30 seconds. Alternatively, call us on 0860 64 54 33 .
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Terms and conditions apply. Eligibility, cover and benefits are determined on individual risk profile. MiWayLife is an authorised FSP (No. 45741) and its product offering is underwritten by Sanlam Life Insurance Limited, a registered long-term insurer. MiWayLife is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06