The December holidays are on the way! While we’re all looking forward to winding down at work and relaxing with our loved ones, we’re here to remind you about something you’ll want to tick off your “to do” list before the festivities kick off. Nope, it’s not making sure you have enough wood for the braai; it’s ensuring you have a funeral policy in place.

Why funeral cover is a holiday must-have

While the Christmas holidays should be a time for joy, for many it’s marked by loss as the festive period is one of the most dangerous times to be on the road. According to our Transport Minister, Sindisiwe Chikunga, 1 427 people died in road accidents in South Africa over last year’s festive season.

Remember, the holidays can be expensive and if you’re paying for gifts, travel and extra groceries, budgets can stretch to the limit. If you had to lose a loved one, be it due to a road accident or for any other reason, could you afford to give them a dignified farewell? Also, there are lots of other ways an unexpected passing can financially impact your family. As an example, if your family lost its breadwinner, would they be able to pay their daily bills?

Losing a loved one also carries a high emotional toll. Imagine for a minute what would happen if your family suddenly themselves in a position where they’re grieving and in shock. Add being burdened by the cost of a funeral and you’re looking at the perfect storm for arguments about who’s going to pay for what. Would you really want to risk a family feud during a period where everyone should be brought closer together, not driven apart?

A MiFuneral Policy could be your holiday hero

MiFuneral is our NEW digital-only funeral policy solution that prides itself on being transparent and affordable. It can be bought online with just a few clicks - cutting out broker and extra admin fees - and you get to choose your coverage amount, you can enjoy a low premium. You can even choose if you’d like to cover just yourself or include your family members – all on one policy for one low monthly premium.

More reasons to choose MiFuneral? You can customise your policy with additional benefits including extra cover to help you meet other end-of-life expenses and our Income Support Cover benefit. The latter means you can select the amount of monthly income you want your beneficiaries to receive and it’s paid out for 12 months after an approved claim.

You’ll also have access to our complimentary Funeral Arrangement Service offering telephonic support to help you understand the application process for all the paperwork and a Repatriation Service benefit that assists with air or road transportation of your loved one’s remains as well as ashes after cremation.

The bottom line

It's not the most festive of topics, but don’t wait until after the holidays to get funeral cover. It’s a great way to ensure your family are protected against the high cost of a funeral as well as the emotional toll. Why not get a quick quote from MiFuneral today and let us impress you with our affordability, flexibility and commitment to great service. This way, you can get back to anticipating your holiday break with maximum peace of mind.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.