Workers’ Day in South Africa is more than just a public holiday - it's a celebration of the people who keep the country moving. Whether you're working in an office, hustling as a freelancer, or running your own small business, you’re always working hard. But while we focus on building our careers and taking care of our families, we often forget to protect what really matters - our lives, our loved ones, and our legacies.

 

At MiWayLife, we believe every working South African needs life cover, funeral cover, and a valid Will. These are not luxuries - they are essentials - which is why we make it easy to put them in place.

Life Cover: A Must for Every Breadwinner

If you’re the family breadwinner, your income is what keeps everything afloat – from groceries and school fees to rent or a bond. But what happens if that income suddenly stops?

 

MiWayLife’s life cover can be an invaluable tool that supports your family when you’re no longer around to see to it yourself. Depending on your cover amount, your life insurance payout can take care of debts and covers day-to-day expenses to keeps your family’s future on track. With cover that starts from as little as R149 per month and pays out within 48 hours (once all documents are received), you’ll get to enjoy maximum peace of mind. Your policy will also include a Terminal Illness Benefit, allowing you to access up to 50% of your payout early if you’re diagnosed with a terminal illness.

 

Don’t Forget About Funeral Cover  

Funeral cover is something many often overlook until it’s too late. Funerals in South Africa can be costly and organising them can feel overwhelming. Without proper planning, families often have to scramble for funds or rely on donations. Fortunately, all MiWayLife life insurance policies include funeral cover. This means your loved ones receive a portion of the payout immediately to help with funeral expenses. It’s one less thing to worry about.

Only want funeral cover? We can help you out there too! MiFuneral is a digital-only solution you can buy online with just a few clicks. You don’t have to pay a broker or extra admin fees and YOU get to choose your cover amount, so you can get what you need at a price that suits your pocket. You can also choose if you’d like to cover just yourself or include your family members – all on one policy for one low monthly premium.

Every South African Needs A Will  

 

Last but not least, let’s talk about creating a Will! A Will makes sure your wishes are respected, whether it’s deciding who inherits your assets or who takes care of your children. If you pass away without a Will, those decisions are left to the state - which may not reflect what you would have wanted. Also, this process can take months, sometimes even years to wrap up, during which your family will be left without access to your bank accounts. (Another reason why having life insurance is such a good idea – no waiting!) In short, you really want a Will and MiWayLife offers a free digital Will service with your policy, so you can get your affairs in order quickly and easily, with zero hassle.

The Bottom Line

This Workers’ Day, take a moment to pat yourself on the back for all your hard work, but don’t forget to protect it. With MiWayLife, you can tick off life cover, funeral cover, and a valid Will in one simple step - so you can get back to building your future with confidence. Why not get a quick quote from MiWayLife today?

Did you know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.