At MiWayLife, we believe every South African should have a Will. But if your family is a blended one, it’s even more important to pay attention to estate planning. Having a Will gives you the power to make your wishes clear and ensures that the people you love, no matter how your family is structured, are taken care of the way you intended.

What Happens When You Die Without A Will

In South Africa, if you pass away without a valid Will, your estate is handled by the Master of the High Court and distributed according to the rules of the Intestate Succession Act. This could mean your spouse and biological children automatically inherit, but your stepchildren or new partner might not receive anything. Your passing could cause disagreements – and even legal battles – among your loved ones. That’s the last thing anyone needs during such an emotional and stressful time.

Then there’s the big wait. Wrapping up an estate can take months – sometimes even years – and without a Will, the process takes even longer, as the court has to appoint an executor (the person who oversees the division of your estate). In the meantime, your bank accounts are frozen and your family can’t access any of your money.

Having A Will Speeds Things Up

A Will doesn’t just simplify things for your loved ones – it also speeds up the process. It clearly states who should receive what, who should look after any minor children, and who should be in charge of winding up your affairs. It removes the guesswork from an already emotionally difficult time.

We’ve all heard stories of families falling out over inheritances. Sadly, blended families can be especially prone to these kinds of feuds. A well-drafted Will helps avoid confusion by spelling things out clearly. It’s your chance to explain your decisions and make sure that everyone you care about is protected.

Don’t Forget About Life Insurance

Having a valid Will is one part of protecting your family. Life insurance is another. It pays out quickly – often within weeks – ensuring your loved ones have the funds they need during that difficult time when your estate is still being finalised.

With MiWayLife, you get to choose your cover amount, nominate multiple beneficiaries, and decide how much each should receive. Whether it’s helping your spouse keep up with bond payments, covering school fees for your children and stepchildren, or simply ensuring your family can pay the bills while they wait for your estate to be wound up, life insurance creates a financial safety net.

Create Your Will with MiWayLife

When you take out a life insurance policy with MiWayLife, you get access to a free online Will drafting service. It’s simple, straightforward, and designed to make life (and death) a little less complicated.

With our help, you can create a legally binding Will that reflects your unique family situation. And because life changes, you can update it as often as needed at no extra cost.

Your Life, Your Legacy

At the end of the day, creating a Will is an act of love. It’s about making sure your family is cared for the way you want – not the way the law decides. Why not get in touch with MiWayLife today and learn how we can help you create a valid Will? For blended families, where the lines of inheritance can get blurry, that clarity is priceless.

Did you know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.