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Why A Will Completes Your Funeral Planning
Why A Will Completes Your Funeral Planning
15 Sep 2025

Having a funeral policy is important, but creating a Will is the missing piece that ensures your final wishes are honoured.

Buying a funeral policy is a smart way to prepare for life’s “what ifs,” but pairing it with a Will takes your planning to the next level. Funeral cover takes care of the “how” by paying for the practical details, while a Will makes all your wishes clear and ensures they’re carried out exactly the way you want them to be.

Funeral Cover Handles The “How”

Losing a loved one is never easy, and the last thing a family should worry about is money. Funeral cover helps take that stress away by giving your loved ones quick access to funds for all the immediate costs associated with giving you a dignified farewell. With MiFuneral, our affordable, digital-first funeral policy, valid funeral claims are usually paid within 48 hours, helping families act fast when it matters most.

All MiFuneral policies also includes complementary services designed to lighten the load – like help with funeral arrangements, guidance with paperwork such as death certificates, and even a Repatriation Service if your passing happens away from home. It’s all about answering that urgent question: “How do we manage this right now?”

 


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Why a Will Matters

While funeral cover pays for your final farewell, a Will ensures your personal wishes are respected. Without one, South Africa’s laws decide how your estate – everything from your house to your savings and belongings – gets divided. That might not be in line with what you would have wanted.

A Will makes it clear whether you’d like to be buried or cremated, who should receive your home, savings, or treasured possessions. You can also appoint your own executor, someone you trust to carry out your instructions. Having a valid Will can also help avoid delays, extra costs, and disagreements that can add even more stress for your family.

When The Two Work Together

Think of funeral cover and a Will as a powerful combination. The cover ensures your family has quick access to funds so they can move forward immediately, while your Will gives them the roadmap to follow. Together, they take care of the practical and personal sides of saying goodbye – leaving your loved ones free to focus on what matters, grieving, healing and supporting one another.

The Bottom Line

Funeral cover answers the “how” of arranging a dignified farewell. A Will answers the “what” and “why,” making sure your last wishes are respected and your legacy is protected. With MiWayLife, you can have both – funeral cover that pays quickly, plus the peace of mind of an online Will that’s legally recognised and securely stored.

Why not take care of both today? Get a quick MiFuneral quote and create your online Will with MiWill in just a few steps so you can rest easy knowing your family will be looked after.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.

 

Need more information on MiWayLife? Read about our life insurance product, or get a life insurance quote in 30 seconds. Alternatively, call us on 0860 64 54 33 .
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Terms and conditions apply. Eligibility, cover and benefits are determined on individual risk profile. MiWayLife is an authorised FSP (No. 45741) and its product offering is underwritten by Sanlam Life Insurance Limited, a registered long-term insurer. MiWayLife is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06