You’ve put funeral cover in place to help your family when they need it. But do they know it’s there?
Taking out funeral cover is one of those things you might prefer to quietly tick off your list and get on with life. After all, nobody particularly enjoys talking about what happens when they’re no longer around. But there’s a practical reason to have the conversation.
If something happens to you, your family may already have a lot to deal with. The last thing they need is to wonder whether you had funeral cover, which insurer it’s with, who the beneficiaries are or how they’re supposed to make a claim.
So, when is the right time to tell them?
The Short Answer? Once Your Cover Is In Place
You don’t need to gather the entire extended family for a serious sit-down. But at least one or two trusted people should know that you have funeral cover and where to find the information they would need. Your nominated beneficiaries are a good place to start.
Make The Important Information Easy To Find
Keep your policy information somewhere accessible and tell your trusted family members where it is. This could be a secure digital folder, a clearly labelled folder with your other important documents or another safe place your family knows about.
Useful information to keep together includes:
It’s also worth checking these details from time to time. Family circumstances change, contact details change and you may want to update your beneficiaries along the way.
Tell Them About Any Extra Help Too
If your funeral policy includes any extra benefits that could assist your loved ones, be sure to let them know about it.
As an example, all MiFuneral policies give your family telephonic access to a Funeral Assistance Service. Our compassionate team can help them understand certain legal documents and navigate all the necessary admin, such as applying for a death certificate.
All MiFuneral policies also include a Repatriation Service, which can help bring your loved one home if they pass away far from home.
Knowing these services exist means your family can ask for help rather than trying to figure everything out themselves.
Keep The Conversation Simple
Talking about funeral cover doesn’t have to become a big conversation about death. It can be as straightforward as:
“I’ve taken out funeral cover so there’s financial support if something happens to me. Here’s where I keep the policy information, and you’re one of the people who should know about it.”
The Bottom Line
Putting funeral cover in place is about preparing ahead for the people you care about. Making sure they know about that cover is part of the preparation too. It’s a small conversation today that could make things much easier for your family when it matters most.
No funeral cover? Get a quick obligation-free quote from MiFuneral today.
Did You Know:
You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.
