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What Families Wish They Had Planned Before A Funeral
What Families Wish They Had Planned Before A Funeral
26 Oct 2026

When someone passes away, there are suddenly so many decisions to make. A little planning today can make things much easier for loved ones tomorrow.

We get it. It can feel a bit morbid to sit around talking about your funeral. But when a loved one passes away, families often find themselves trying to make important decisions while dealing with grief at the same time.

A little planning now can make a difficult time easier later.

 

“I Wish We Knew What They Wanted”

Burial or cremation? A traditional funeral or something smaller? A religious service? A particular song, reading or final resting place?

You don’t need to plan every detail of your funeral, but talking about the things that matter to you can spare your family from having to guess. It can also help prevent disagreements when different family members have different ideas about what you would have wanted.

 

“I Wish We Knew Where Everything Was”

Important information isn’t much help if nobody knows where to find it.

Make sure someone you trust knows where you keep essential documents and information, including:

  • Your ID and other important personal documents
  • Funeral policy details and contact information
  • Contact details for people who should be notified
  • Any important wishes you’ve written down

You don’t necessarily need to hand everything over today. The important thing is that your family knows where to look.

 

“I Wish We’d Talked About The Money”

Funerals can involve more expenses than families expect, from transport and catering to burial costs and other arrangements.

Having an honest conversation about what has already been provided for can help your family understand what financial support is available and what they may need to arrange themselves.

If you have funeral cover, make sure the people closest to you know that it exists and how to start a claim. 


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“I Wish We Hadn’t Left Everything Until That Week”

When someone passes away, practical arrangements don’t wait until the family feels ready to deal with them.

There may be relatives to contact, documents to find, travel to arrange and funeral decisions to make, often within a very short space of time.

That’s why funeral planning isn’t only about preparing for death. It’s about reducing the number of things the people you love may have to figure out during an already difficult week.


Have The Conversation Before You Need It

You don’t need a colour-coded funeral file or every detail planned years in advance. Start with one conversation. Tell your family what matters to you, where they can find the important information and what plans you already have in place.

Having funeral cover can form part of that preparation too. With MiFuneral, you can put financial and practical support in place for your loved ones, helping them focus on saying goodbye rather than figuring everything out from scratch.

Because some of the most valuable planning you can do for your family is simply making sure they know what to do when the time comes.

Why not get a quick quote from MiFuneral today?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.

Need more information on MiWayLife? Read about our life insurance product, or get a life insurance quote in 30 seconds. Alternatively, call us on 0860 64 54 33 .
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Terms and conditions apply. Eligibility, cover and benefits are determined on individual risk profile. MiWayLife is an authorised FSP (No. 45741) and its product offering is underwritten by Sanlam Life Insurance Limited, a registered long-term insurer. MiWayLife is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06