Whether you’re buying cover for yourself or your family, the sign-up process is 100% digital and designed to be simple, speedy and straightforward. No medicals… no paperwork… and within just a few minutes you can enjoy full peace of mind!

Here’s a step-by-step guide on how to buy your policy within minutes.

Step 1: Confirm It’s Your Policy

The application starts by confirming that you’re the one purchasing the policy. As you need to be a South African citizen or permanent resident to qualify, you’ll be asked enter your ID number and well as your nett monthly income (the amount of money you take home after tax and UIF) and highest level of education.

Step 2: Choose Your Cover Amount

With MiFuneral, you get to choose your cover amount. Use our easy online slider to choose how much cover you want, anywhere from R20,000 to R100,000. You’ll instantly see your monthly premium in real-time!

Step 3: Add Optional Extras

MiFuneral gives you more! Aside from our complementary Funeral Arrangements Service that helps guide your loved ones through the process, you’ll have the option to include two additional benefits.

The first is Final Expenses Cover (a lump sum of up to R100 000 for non-funeral-related end-of-life costs) and the second is Income Support Cover (monthly payouts up to R8000 to your beneficiaries for a year after your passing.)

Step 4: Add Your Loved Ones

Want funeral cover for your family members? With MiFuneral, you can cover your spouse, children, parents and even extended family like siblings, in-laws and cousins. To add someone to your policy you’ll need the following:

• Their full name and surname

• Their ID number or date of birth

• Their gender and relationship to you

Remember, children must be added before age 26, and your spouse or child must be added within 6 months of marriage or birth to qualify.

Step 5: Choose Your Beneficiaries

With MiFuneral, you can choose up to two beneficiaries (the people who will receive your cover amount after a successful claim). You will need to fill in their full name and surname and ID number and decide how you’d like to split the payout.

Step 6: Provide Your Personal & Banking Details

Next, fill in your banking details and list the source of funds – from your salary, your own business or another source. (As an example, if you were a freelancer, you’d selected Other.) You can then decide which date your premiums should go off your account and tick off a few T’s & C’s to confirm your consent to a monthly debit and confirm that you have authority over your bank account.

Step 7: Finish Up Fast

Once everything’s in place, MiWayLife will validate your info and activate your policy which will be valid from the 1^st of the month after your first premium is successfully collected. For unnatural death, there is no waiting period from the 1^st. For natural causes, there’s a 6-month waiting period, unless you're switching from an existing funeral policy with another insurer.

And just like that, you have bought funeral cover within minutes but can enjoy a lifetime of peace of mind!

The Bottom Line

 Getting funeral cover through MiWayLife is easier than you think. In just a few clicks, you can protect yourself and your family from the financial burden of funeral costs and even secure their future with up to a full year’s worth of support. So, why not get a quick quote today and let us impress you with our affordable premiums?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.