Funeral cover can be so much more than just a payout and, if you choose wisely, you can enjoy full peace of mind. Do you think that the only reason you’d want funeral cover is to afford the surprisingly high costs of a final farewell?
Think again. Here are a few reasons why, if you choose the right funeral cover, you can enjoy so much more than just a payout.
1. Funeral Cover Pays Out Fast
The most obvious big benefit of having funeral cover is that it can do exactly that – cover the costs of a funeral. Many don’t realise that, when they pass away, their bank will immediately freeze their accounts until their estate is finalised. This process can take up to years to wrap up, so, even if you did have money in the bank, without funeral cover, your loved ones will be burdened with costs during an already difficult time. MiFuneral Policy, our digital-first approach to end-of-life planning, is proud to boast a claims process that pays out within 48 hours!
2. Funeral Cover Can Protect Your Whole Family
When it comes to how long we’ll live, there are no guarantees and every day we have with our loved ones is a blessing. Fortunately, if you choose MiFuneral, you can cover yourself, your immediate family and even up to 12 extended family members with just a single policy. You can buy your cover online and, because you don’t have to pay for extra broker or administration fees and get to choose your cover amount, you’ll get to enjoy a premium you can afford.
3. Funeral Cover Can Help Keep Things Simple
If you choose MiFuneral, you’re not just getting a payout, you’re also getting invaluable support. All of our policies give your beneficiaries access to our complimentary Funeral Arrangement Service. Our agents will be on hand to offer telephonic support to help you navigate funeral-related legal documents including the application process for death certificates. They can even arrange overnight accommodation for immediate out-of-town family members travelling to attend the funeral.
4. Funeral Cover Can Bring Your Loved One Home
Do you or your loved ones like to travel? If so, you’ll want to pick a funeral policy that includes a repatriation service. At MiFuneral, all of our policies include a Repatriation Service that provides air or road repatriation of the life insured’s remains to a funeral parlour closest to their residence within South Africa. This benefit will be available when the deceased life insured’s remains are more than 100km away from their residence or its neighbouring countries. This service also includes assistance with documentation and coordination with authorities and transportation of ashes to the deceased’s residence after cremation.
5. The Best Funeral Cover Can Protect You Long-Term
Not all funeral policies are created equally. The best kind will serve up optional benefits that can protect your family financially for many months to come. This is why MiFuneral is proud to offer Income Support Cover as an optional benefit. You get to select the monthly income amount you’d like your beneficiaries to receive, and it's paid out for 12 months after an approved claim.
The Bottom Line
We think buying funeral cover is a must for all South Africans. Not only can it protect your family from the high cost of giving you a dignified farewell, but, if you choose carefully, you can enjoy invaluable benefits that extend far beyond a payout. So, why not get a quick quote from MiFuneral today and see how easy and affordable it is to enjoy real peace of mind?
Did You Know:
You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.