Being the breadwinner isn’t always just about paying the bills in your own home. You might help your parents with groceries, contribute towards a sibling’s expenses, support children or relatives, or simply be the person everyone turns to when an unexpected cost comes up. 

When there’s a death in the family, those responsibilities don’t disappear. In fact, they can suddenly become even greater.

What Expenses Does A Family Provider Usually Cover? 

Every family is different, but being a family provider can mean supporting both your immediate and extended family.

Along with everyday expenses such as groceries, school fees and transport, you may be expected to help when a family member needs urgent financial support. A funeral can add significant unexpected costs at an already difficult time. 

That’s why planning ahead matters.

Can Funeral Cover Include Your Extended Family? 

Yes. MiFuneral allows you to cover your spouse, children and parents, as well as up to 12 extended family members. Eligible extended family can include grandparents, siblings, aunts, uncles, cousins, nieces, nephews and certain in-laws. 

How Can Mifuneral Help When A Loved One Passes Away?

MiFuneral provides more than a funeral benefit. Your policy includes Funeral Assistance Services to help your family navigate some of the practical arrangements after a loved one passes away, including guidance on how to obtain a death certificate.

It also includes a Repatriation Benefit to help bring your loved one home if they pass away far from home, taking one more worry off your family’s shoulders at an already difficult time.

What About The Expenses That Continue After The Funeral?

A funeral isn’t necessarily the end of the financial impact of losing a loved one.

MiFuneral offers optional Final Expenses Cover, which provides an additional R50,000 benefit for other end-of-life expenses, rather than the funeral itself. There’s also optional Income Support Cover, which can provide a monthly amount to nominated beneficiaries for 12 months after an approved claim. 

For a family that has lost a breadwinner, that extra financial support could make an important difference while they adjust.

Planning Ahead Can Lighten The Load 

If you’re the person your family relies on, funeral cover can help you prepare for expenses you might otherwise have to deal with at short notice. Because when you’re used to carrying the financial load, planning ahead can help make sure your family doesn’t have to carry it alone.

No funeral cover? Get a quick obligation-free quote from MiFuneral today.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.