When arranging a funeral, the first things we think of are usually the coffin, the burial or cremation, and the ceremony itself. Yet, these are often just the beginning. Many other unexpected expenses can arise before, during, and after the service.

Without funeral cover, these costs can quickly become overwhelming during an already difficult time.

The Costs That Are Easy to Miss 

A meaningful farewell involves more than booking a funeral service. There may be flowers, printed programmes, clothing, venue hire and catering for family and friends. If loved ones live far away, the family may also need to cover transport or accommodation.

Cultural and family expectations can also influence the cost and, giving your loved one a farewell that honours their traditions, can also mean spending more than expected. 

If someone passes away far from home, bringing them back for burial is another major expense. There are also practical matters to manage, like obtaining a death certificate or settling outstanding debts left behind.

The Financial Impact Can Continue Afterwards 

Expenses don’t always end once the funeral is over. Family members may need to take unpaid leave to make arrangements, travel or support loved ones. This can mean less income arriving alongside extra bills. 

Household expenses still need to be paid too. Children, older family members or pets may need someone to care for them while arrangements are being made. Dipping into savings, borrowing money or relying on relatives can add another layer of worry. 

How MiFuneral Can Help 

If you have a MiFuneral Policy, your beneficiaries could receive a payout within 48 hours of submitting a valid claim. This means they won't have to scramble to find the money at short notice.

Every MiFuneral Policy includes access to our complimentary Funeral Arrangement Service, which guides your loved ones through the practical side of planning a funeral. If a covered person passes away more than 100km from home, our Repatriation Service can also help transport them to the funeral parlour closest to home. 

You can choose funeral cover for yourself, or for immediate or extended family members, and add optional benefits like Final Expenses Cover to help with other end of life costs, or Income Support Cover, which gives your beneficiaries a monthly income for up to 12 months after a valid claim.

Plan for More Than the Funeral 

Most families can budget for the funeral itself, it's the costs around it that catch people off guard. A little planning now means fewer surprises later. It also means your loved ones can focus on each other instead of worrying about covering the extras. That's real peace of mind when it matters most.

Why not get a quick, obligation-free quote from MiFuneral today and see just how affordable protecting your loved ones can be?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.