Before you splurge this Black Friday, here’s how to shop smart, save big, and make the most important purchase of all – life insurance.
Black Friday is almost here! You’re about to be hit by a flurry of specials and big deals, and while it’s tempting to splurge on every sale you see, now’s the time to get strategic. With the right plan, you can save big, avoid unnecessary debt, and even make one of the smartest financial moves of your life.
Here’s your ultimate checklist for getting the most out of this year’s shopping extravaganza.
Start With Setting A Budget
Before you start filling your cart, set a realistic spending limit. The best way to do this is by separating needs from wants. Essentials like groceries or household items? Great. A new 75-inch TV when your old one still works? Maybe not. Black Friday is about saving – and the best way to do that is to only buy what you’d ordinarily purchase, but at a better price.
Prioritise What Matters Most
Okay, okay, your wish list is long. But just because something’s on special doesn’t mean you need it right now. Think about what will actually add value to your life in the long run. A good mattress, a laptop upgrade, or an appliance that helps your family save time and energy are good investments. A pair of diamond earrings you have to pay off in instalments? Not so much.
Choose Your Deals Wisely
If you’re already planning to make a big purchase, shop around and compare prices before the big day. Many retailers release “sneak peek” specials early, so you can spot the genuine bargains versus clever marketing. If the item you’re eyeing is “slashed” by 50%, but last week it cost half of what it does now, it might not be as big a deal as it looks.
Make Life Insurance Your Smartest Purchase
While everyone’s racing to score discounts on gadgets and gym memberships, here’s a different kind of deal to consider – life insurance!
At MiWayLife, we believe that protecting your loved ones is the smartest purchase you can make this Black Friday. Unlike most sales, this one never loses value. Your cover amount grows each year, giving you more long-term benefit than any once-off deal ever could.
But just because you’re buying life insurance doesn’t mean you can’t get a “discount.” Getting life cover while you’re young and healthy means you’ll pay less in premiums for the same amount of protection. Think of it as locking in a lower “price” for your family’s financial security, one that doesn’t expire at midnight.
The Bottom Line
This Black Friday, while you’re saving on shopping carts, don’t forget to secure your family’s future. Buying life insurance might not be as exciting as a new airfryer, but it’ll be your smartest purchase yet – life cover that lasts a lifetime. While you’re shopping around, why not get a quick, obligation-free quote from MiWayLife today? We’d love to impress you with our affordable premiums.
Did you know:
You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.