Life insurance can sound complicated, but at MiWayLife, we like to keep things refreshingly simple. All our policies are 4-in-1, which means you pick the cover amount that works for you, pay one easy monthly premium, and get four layers of protection rolled into one.

Let’s break it down, shall we?

1. Life Cover: The Big One
   This is the heart of your policy, the part that protects your family’s future. You get to choose this cover amount and it grows by 5% every year, helping your policy keep up with inflation.
   
   If you pass away, MiWayLife pays out a lump sum (up to R5 million) to the beneficiaries you’ve chosen. That means your loved ones can keep up with everyday expenses like bond repayments and school fees without the added financial pressure. It’s peace of mind knowing that, even if you’re not around, your family can still live the life you worked so hard to build.   
2. Accelerated Funeral Cover: Because Life Doesn’t Wait
   
   All MiWayLife policies include an Accelerated Funeral Benefit that pays out fast. While your full life cover may take up to two weeks to process, up to R50 000 of your total cover amount is paid within 48 hours to help with immediate funeral costs.
   That means your loved ones can focus on saying goodbye, not worrying about expenses. The remaining cover is paid once the full claim is finalised, so everything can be taken care of without added stress during an already difficult time.

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3. A Terminal Illness Benefit: Support When It Matters Most

With MiWayLife, if you’re ever diagnosed with a terminal illness and have less than 12 months to live, you can claim up to 100 % of your life cover while you’re still alive. That means you get financial breathing space when you need it most, to focus on your health, get your affairs in order, or simply spend more time with the people who matter to you.

4. Extended Funeral Cover: Because Family Is Everything

Your life cover doesn’t only look after you, it can also look after your family. With MiWayLife, you can add your spouse, children, parents and even extended family members to your policy. That’s one policy, one debit order, and one less thing to worry about when life takes an unexpected turn. Everyone gets the dignity of a proper farewell, without the financial strain. Just bear in mind that for every additional life you add to your policy, your premiums will increase accordingly.

The Bottom Line

Life comes with enough surprises, your insurance shouldn’t be one of them. With MiLifeCover, you get one policy that does the work of four: life cover, funeral cover, terminal illness cover and family funeral cover. It’s protection that’s simple, practical and built for real life. Why not get a quick, obligation-free quote from MiWayLife today?

Did you know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.