Taking good care of yourself can save you money and even see you paying less for life insurance.
When it comes to new year’s resolutions, many people fall off the wagon as early as February – but don’t let that be you, especially if the changes you wanted to make were all about improving your health. By sticking with those new life-enhancing habits, you can end the year feeling like a better version of yourself, save a lot of money and even save on life insurance. Here are a few tips on how to keep up those healthy habits and enjoy your best year yet.
Make Healthy Eating Happen
If you started the year with a goal to improve your diet, good for you! Thing as, as the year rolls out and life’s little stressors get in the way, it’s easy to fall off the healthy eating wagon. To set yourself up for success, consider getting into healthy meal prepping. In the same way that you create a budget each month to stay on top of your finances, carefully planning what you want to eat in advance, will help you control what you spend on groceries, make healthier choices and even save a little time!
Don’t Stop Moving
Regular exercise can do wonders for our health, helping you to lose excess weight, improve your mood and even reduce your risk of developing chronic diseases. But the key word is “regular”. Start by finding activities you genuinely enjoy, whether it's dancing, hiking, swimming, or even just brisk walking. February is a wonderful month to get outdoors and enjoy our beautiful weather. Begin with small, achievable goals, like 10-15 minutes a few times a week, and gradually increase the duration and frequency as you get more comfortable. Schedule your workouts like any other important appointment. Remember, consistency is key!
Prioritise Your Mental Health
While many of us are quick to change our diets and buy a set of dumbbells in a bid to improve our health, we often forget that prioritising our mental wellness is a must. This is why making the time for it should be a non-negotiable, especially since just 15 minutes of daily self-care can make a big difference. By managing stress, you can lower your risk of high blood pressure and other heart-related issues. So, whether it's a quick meditation session, some deep breathing exercises, or simply unwinding with a good book, these moments of tranquillity can help you recharge and refocus and your mind and body will thank you!
Better Health Can See You Saving on Life Insurance
Taking good care of your health comes with its own reward – feeling better! But the gains don’t stop there. Adopting a healthier lifestyle can also improve your finances by decreasing your risk of disease and the expensive healthcare required to treat it. Being in good shape can even have a big impact on your life insurance premium!
Here's how it works: When you apply for a life insurance policy, insurers will typically ask questions related to your health and lifestyle including your body mass index (BMI). Having a higher BMI can increase the risk of chronic diseases, such as heart disease and type 2 diabetes, which can lead to a shorter life expectancy. If you’re eating mindfully, exercising and making good-for-you choices, you’re more likely to enjoy better health and not suffer from as many pre-existing health conditions that might increase their policy premiums.
Unsure of your BMI? Use our handy BMI Calculator to see where you fall on the scale.
The Bottom Line
When you take good care of your health, your body rewards you for it. But it can also have a positive impact on your wallet. Not only will you be more likely to pay less for healthcare, but you can also even save on life insurance premiums. Also, don’t forget that the best time to buy life insurance is when you’re young and healthy. So why not get a quick quote from MiWayLife and let us impress you with our great service and affordable premiums.
Did you know:
You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.
