When it comes to financial planning, funeral cover often falls into the category of “set it and forget it.” You take out a policy, feel a sense of security, and rarely think about it again. But just like your budget, your retirement savings, or your medical aid, funeral cover deserves a regular review. By checking your policy and making sure it matches your current needs, you can save money and ensure your family’s financially protected when it matters most.

Make Sure Your Cover Matches Your Life Stage

Life never stands still. You may have gotten married, had children, or become responsible for your elderly parents. On the other hand, your children may now be financially independent, or you may no longer need to support as many relatives. Funeral cover should change along with these milestones.

With MiFuneral, you can add or adjust cover for spouses, children, parents, or even extended family members, ensuring that you’re not over-insured or paying for cover you no longer need.

Avoid Paying Twice

It’s surprisingly common for households to have more than one funeral policy. While the intention is good, multiple policies often create unnecessary overlap. Not only does this inflate costs, but it also complicates claims at an already stressful time. By consolidating your family’s cover into a single policy like MiFuneral, you simplify admin and ensure every rand is used wisely. One policy can extend to spouses, children, parents, and up to 12 extended family members, all under one roof.

Balance Affordability With Dignity

The purpose of funeral cover is peace of mind – knowing your loved ones won’t be burdened with expenses when the time comes. But peace of mind shouldn’t come at the cost of your day-to-day affordability. MiFuneral allows you to choose the cover amount that suits your budget. If you’re paying more than you can manage, consider adjusting the amount. Consistent, affordable cover is far better than stretching yourself too thin and risking your policy lapsing.

Don’t Forget About Added Value

The best kind of funeral cover isn’t just about the payout. Many policies, including MiFuneral, come with built-in benefits that make a difficult time easier. With MiWayLife, your loved ones will have access to our Funeral Assistance Service, which provides practical help with everything from arranging the burial to organising accommodation for family members from out of town. You’ll also have the reassurance of our Repatriation Service, which ensures that if a loved one passes away far from home, their body can be transported back to their final resting place within South Africa. These added services bring peace of mind and compassionate support, allowing your family to focus on healing rather than handling details.

The Bottom Line

Reviewing your funeral cover is one of the smartest financial steps you can take. It ensures your policy reflects your current life stage, avoids duplication, and keeps your premiums affordable. With MiFuneral, you can customise your cover to protect the people you love most – without paying more than you need to.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.