When most people think about funeral cover, they imagine a payout that handles the service and burial or cremation. But at MiFuneral, we know that, in reality, the loss rarely ends there. In fact, it’s often what happens after the funeral that places the greatest strain on a family, both emotionally and financially.

This is why MiFuneral goes further than many expect, offering two optional benefits that step in to support your loved ones long after the service. The first is Final Expenses Cover and the other is Income Support Cover – and they can go a long way towards making a big difference when life feels suddenly uncertain.

What Is Final Expenses Cover?

It’s easy to underestimate just how many expenses follow the loss of a loved one. From travel and accommodation for relatives from out of town to settling outstanding accounts and unpaid medical bills – these financial pressures can quickly add up and feel overwhelming.

With MiFuneral, you can choose to add Final Expenses Cover as an optional extra. This benefit provides a lump sum payout of R50 000 to your family. This amount is not intended to pay for the funeral itself. Instead, it is there to help cover those additional end-of-life expenses that are often unexpected and unavoidable.

This payout will allow your loved ones to focus on healing rather than scrambling for money or taking on debt during an already difficult time. And just like the main funeral benefit, successful claims are paid out within 48 hours, ensuring your family receives support quickly when it matters most.

What Is Income Support Cover?

For many South African families, the passing of a loved one also means the loss of their income. Suddenly, the same household expenses need to be covered, but with less money coming in. The emotional impact is heavy, but so is the financial reality.

MiFuneral’s optional Income Support Cover is designed to provide a full year of income, paying up to R8 000 per month to your nominated beneficiaries after the loss of a breadwinner. This offers vital stability during a difficult adjustment period and helps ensure that essentials like groceries, transport, bond repayments and school-related costs can still be managed while your family finds its footing.

The Bottom Line

Full peace of mind isn’t only about planning for the day you say goodbye – it’s about making sure the people you love are cared for in all the days that follow. And with MiFuneral’s optional benefits, you can do exactly that. Why not get a quick online quote today? It will take just a few clicks and less than 30 seconds. 

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.