Think funeral cover is only for older people, too expensive, or something your family can sort out later? Think again. There are plenty of misconceptions about funeral cover, and believing them could leave your loved ones facing unexpected financial pressure during an already difficult time.

Ready to separate fact from fiction? Let's bust some of the most common funeral cover myths and uncover the truth.

Myth 1: I'm Too Young To Have Funeral Cover

Nope! The reality is that unexpected events can happen at any age. Funeral cover isn't about expecting the worst; it's about making sure your loved ones aren't left facing financial stress during an already difficult time.

Starting cover when you're younger can also be more affordable than waiting until later in life.

Myth 2: Funeral Cover Is Too Expensive

Many people are surprised by just how affordable funeral cover can be.

The cost will depend on factors such as your age, cover amount and who you'd like to cover, but with MiFuneral, you can choose a cover amount that suits both your family's needs and your budget. Plus, because we're digital-first, we cut out the brokers and unnecessary admin costs, helping us offer quality cover at an affordable price.

Myth 3: My Company Benefits Are Enough

Some employers provide funeral benefits as part of a group benefits package, however, the cover amount may not be enough to meet the full cost of a funeral, and the cover could end if you change jobs, retire or are retrenched.

If you choose MiFuneral, your cover belongs to you, not your employer. Your cover remains in place even if your employment circumstances change, giving you greater peace of mind.

Myth 4: My Family Will Figure It Out

Many families do find a way to cover funeral expenses, but at what cost? Loved ones may need to dip into savings or take on debt at an already difficult time. Funeral cover helps ease that burden by providing a payout to assist with immediate expenses, giving your family one less thing to worry about.

That's where having the right funeral cover can make all the difference. Every MiFuneral policy includes a Funeral Arrangements Service, offering telephonic support. Our compassionate agents can guide your family through the often-confusing process of obtaining death certificates and connect them with trusted service providers, helping to make a challenging time a little easier.

Myth 5: Funeral Cover Only Pays For The Funeral

Some do, but the best insurers can offer you so much more!

As an example, MiFuneral offers optional benefits like Income Support Cover, which provides your family with a monthly income for 12 months after your passing. You can also opt for Final Expenses Cover – a R50,000 lump sum that can be used for end-of-life costs, medical bills, outstanding debts or anything else your family needs.

Also, all MiFuneral policies include a Repatriation Service that assists with the paperwork and covers the cost of transporting a loved one back to their place of burial within South Africa if they pass away far from home.

The Bottom Line

Once you separate the myths from the facts, it's easy to see why funeral cover is a must. But not all funeral cover is created equal.

With MiFuneral, you get affordable cover, valuable benefits and support when it matters most. Why not get a quick quote today? We’d love to impress you with our affordable premiums.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.