If you are one of the few people who start thinking about Christmas gifts in the first week of December, you will realise how much money you get to save on the same item that has been marked up by the triple the amount when Christmas comes by.
It also buys you time to wrap your mind around what gift you can get for your loved one. Did you know that 32% of people are expecting to receive money or vouchers as a gift this festive season? Our handy list can help you wrap your mind around affordable gift ideas that your loved one might appreciate.
Skipping gifts altogether
Let's face it, 2020 has been a trying year for many South African's financially and the thought of shopping for gifts can be an additional financial strain. While the suggestion of seeing spending time together as a gift may seem lazy and banal, it is one of the things that the COVID-19 pandemic has revealed to be the most precious thing. However, if you are still keen on purchasing a gift or two here are more ideas.
Never underestimate a good voucher
Gift vouchers are automatically assumed to be a gift that does not require much thought, but this could not be further from the truth. It all depends on what type of voucher you gift your loved one. Instead of gifting someone with an item they will never use or wear, a voucher from a store they love can come in handy. It gives them the option to spoil themselves with things they love or even top-up on essential items they will need long after the festive season has passed by. Make a list of the stores or things they love and get a voucher from there.
The carefully crafted care basket
Shopping for a gift can be stressful, especially if you want it to be something that will be meaningful and will last. Gifting someone with a carefully put together gift basket is something that they will love but can come in handy. It can be a snack basket, a self-care basket filled with aromatherapy items or the ultimate movie baskets that come with snacks and a voucher to watch their favourite genre. You can also add a handwritten note for good measure.
Gift them an experience
Creating an experience for a loved one is something that is unforgettable. You can choose to go the D.I.Y route or paying for an experience at the zoo, a food experience, wine tasting, escape to a secret location for them to relax or the classic massage, as long as it puts a smile on their face.
Always remember to plan your gifting; the number of people you are gifting to and how much you are willing to spend to avoid overspending. Having a budget in place and shopping ahead of the peak can help you find some valuable discounts.
The gift that keeps giving
When it comes to giving that will benefit your loved ones for years to come, even when you are no longer around to do so, it may be worthwhile to consider investing in life insurance. It offers them a financial safety net that will help them take care of their future needs and gives you the peace of mind knowing that those who you care about are well taken care of.