Maybe you’re over 65, living with a chronic condition, or just want a simpler way to protect your family. That’s exactly where MiFuneral comes in. Ready to learn more?

No Medical Questions, No Hassles!

Unlike traditional life cover, MiFuneral doesn’t require medical exams, blood tests or lengthy questionnaires. You won’t need to worry about being declined because of your age or health status. Instead, your application is digital, fast and simple - and your cover begins once your first premium is paid.

Why Doesn’t MiFuneral Do Medicals?

MiFuneral is what’s known as a non-underwritten product. That means it’s designed to accept most applicants, with no invasive health screening. It’s especially helpful for people who might not qualify for life cover due to health reasons, such as someone over 65 with a pre-existing heart condition. Even though they may not be eligible for life insurance, they could still get funeral cover through MiFuneral.

Who Qualifies For MiFuneral Cover?

MiFuneral is open to South African citizens and permanent residents. You can get cover for yourself, your spouse, your children (up to age 26), your parents, parents-in-law and even up to 12 extended family members - think aunts, uncles, cousins and siblings. Parents can be covered up to the age of 85 and extended family members up to 70.

Is There A Waiting Period?

Yes. As with most funeral policies, there’s a 6-month waiting period when it comes to death due to natural causes. This means that you’d have to be paying your premiums for at least 6 months before claiming. This is in place to keep cover affordable for everyone. But if you had to pass away due to an accident, you’ll be covered from day one. MiFuneral also offers a waiting period waiver – if you’re switching from another funeral policy and have already served your waiting period there, you won’t have to wait again.

What Makes MiFuneral So Affordable?

Because MiFuneral is 100% digital, it cuts out the middlemen – no brokers, piles of paperwork and no hidden fees. That makes it more affordable than many traditional plans. Plus, you can customise your level of cover to suit your budget. You’ll also have access to our complementary Funeral Arrangements Service that helps guide your loved ones through the process and have the option to include two additional benefits.

The first is Final Expenses Cover (a lump sum of up to R100 000 for non-funeral-related end-of-life costs) and the second is Income Support Cover (monthly payouts up to R8000 to your beneficiaries for a year after your passing.)

The Bottom Line

You don’t need to pass a medical to get funeral cover. With MiFuneral, you get an affordable, customisable policy that keeps things simple – no exams, no brokers, just digital convenience and real peace of mind. Whether you’re living with a health condition or simply want fast, fuss-free cover, MiWayLife makes it possible.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.