When it comes to planning for life’s unexpected moments, buying funeral cover can be one of the most practical and savvy decisions you make. But what if you want to extend that protection to your siblings? Happily, with MiFuneral, you can – and here’s everything you’ll need to know.

When It Makes Sense to Add a Sibling

Not everyone has immediate dependents, but many South Africans support their siblings and if you’re one of them, it’s worth considering funeral cover for them. Adding them to your MiFuneral policy ensures that should something happen, you won’t be caught off guard by sudden funeral costs.

By planning ahead and including your sibling in your MiFuneral Policy, you’ll also have access immediate assistance with funeral arrangements and repatriation services should your sibling pass away far from home. You can also rest assured that MiFuneral pays out fast – typically within 48 hours of receiving the required claims documents.

How Family Funeral Cover Works

MiFuneral is designed to be flexible, affordable and digital-first, allowing you to cover not only yourself but also your spouse, children, parents, and up to 12 extended family members. Extended family includes siblings, so you could easily including your brothers and sisters as long as they meet the age and residency criteria.

Just keep in mind that, when it comes to extended family members, you need to add them at the inception of your policy, meaning the day you buy a policy for yourself is the only chance you’ll get to include them. (A new spouse, parents-in-law and newborn children can be added later, within 6 months of marriage or birth.)

If you’ve had your own MiFuneral Policy for a while and one day decide that you’d like your sibling to have funeral cover too, they’d have to take out their own policy, something they can do once they turn 18. But there’s nothing stopping you from paying for their premiums. By being their own policyholder, as opposed to being included on a family policy, they’d also be able to enjoy higher coverage amounts. Alternatively, if your sibling is under 18, another of their family members could take out their own MiFuneral policy and include them in their cover.

What You Need to Get Started

To add a sibling to your MiFuneral policy, you’ll need their full details, including a valid South African ID number, so make you sure you have these details on hand when you apply to purchase your policy online.

To qualify, your sibling must be a South African citizen or permanent resident and be between the ages of 0 and 70 at the time the policy is taken out. The level of cover you choose for them must fall within legal limits that relate to age and relationship, up to a maximum of R50,000.

The Bottom Line

MiFuneral was designed for South Africans. We know that not all families are the same and many people support their brothers and sisters, regardless of their age. That’s why we’ve made it simple and straightforward for you to get funeral cover for your siblings, making sure no one you love is left without a plan.

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.