As our parents grow older, planning ahead isn’t just a wise decision — it’s a meaningful way to reduce future stress. One of the most practical ways to prepare is by including your parents in a funeral policy.

MiWayLife’s MiFuneral Policy is built for real South African families, offering affordable, flexible cover for parents over 60 – all the way up to age 85!

Can You Get Cover for Parents Over 60?

Yes, MiWayLife allows you to add biological parents, parents-in-law, stepparents or legal guardians to your policy between the ages of 26 and 85.

They can be covered for a benefit ranging from R10 000 to R50 000, depending on what suits your budget. It’s a simple way to ensure you’re not caught off guard by unexpected funeral costs.

Why A MiFuneral Policy Makes Sense

Funerals in South Africa can easily cost R20 000 or more, depending on the arrangements. Without cover in place, this cost often falls to children or extended family members, adding unnecessary financial pressure to an already difficult time.

Having funeral cover for your parents means you’ll have immediate funds available when it matters most – without needing to borrow or raise money under pressure. You’ll also be glad to know MiFuneral boasts a speedy claims process. Claims are paid within 48 hours of receiving all valid documentation, so you can take care of funeral arrangements without delays.

With MiFuneral, You Get More

MiFuneral offers more than just a once-off payout. All of our policies include a complimentary Funeral Assistance Service – giving you access to help when you need it most. This includes assistance with funeral planning, help with required legal documents, referrals to funeral providers and undertakers, and telephonic support throughout the process. There’s also a 24-hour bereavement counselling line for emotional support.

Your policy will also include a Repatriation Benefit. If your parent passes away more than 100 km from home (within South Africa or neighbouring countries), MiWayLife will arrange for the careful transport of their remains to a funeral parlour near their home.

Flexible Cover To Suit Your Needs

At MiFuneral, we pride ourselves on flexibility. Aside from included benefits, you can also enhance your policy with optional extras for added peace of mind.

One option is Final Expenses Cover of up to R50 000, which can be used for additional end-of-life costs not related to the funeral.

Another invaluable add-on? Income Support Cover, which pays a monthly amount to your nominated beneficiary for 12 months after an approved claim – helping to ease the financial impact during a challenging time.

The Bottom Line

Including your parents in your MiWayLife funeral policy is a responsible, caring move. With flexible cover, optional extra benefits and telephonic support every step of the way, it’s a smart way to protect your family’s future. Why not get a quick, obligation-free quote from MiFuneral today?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.