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Can I Get Funeral Cover for My Extended Family?
Can I Get Funeral Cover for My Extended Family?
04 Sep 2026

Big family? You’ll be glad to know MiFuneral can help you cover your immediate and extended family.

In South Africa, family often extends far beyond your immediate household. And while a big family means more people to love, it can also mean more people to look after. When someone passes away, the responsibility for funeral costs may fall on you too.

If you’ve got a “plus size” family, choosing the right funeral cover means thinking carefully about who you’d like to cover and how much cover they may need.

 

Start With Who You’re Responsible For 

Every family looks different, so start by making a list of the people you’d want to ensure have a dignified farewell if they passed away.

This could include: 

  • Your spouse or partner
  • Children
  • Parents or parents-in-law
  • Grandparents
  • Brothers and sisters
  • Aunts, uncles and cousins
  • Nieces and nephews 

MiFuneral recognises a wide range of family relationships and you can cover your spouse, children, parents and up to 12 extended family members, all under one policy.

 

How Much Cover Does Each Person Need? 

You don't necessarily need the same amount of funeral cover for every family member. 

Think about the type of funeral your family would want and the costs you may need to manage. Also consider the role that person plays in your family.

As an example, MiFuneral offers optional Income Support Cover, which provides a monthly amount for 12 months after an approved claim. This extra financial support can go a long way towards help your family get back on their feet after losing a breadwinner or someone who’s income they relied on. 


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Keep Everyone's Details Up to Date

The bigger the family, the easier it can be for important admin to slip through the cracks. 

Check your policy regularly and make sure the details of everyone covered are correct. 

It's also important to review your cover when your family changes, such as after a marriage or the birth of a child.

 

Think Beyond the Funeral

The true cost of a funeral often extends beyond the funeral itself.

MiFuneral knows this, which is why all our policies include telephonic access to a Funeral Assistance Service. Our compassionate team can help your family understand certain legal documents and navigate necessary admin, such as applying for a death certificate.

All MiFuneral policies also include a Repatriation Service, which can help bring your loved one home if they pass away far from home, a valuable benefit for big families whose loved ones live far apart.


The Bottom Line

When you come from a big family, planning ahead can help make sure that, when a difficult time comes, financial pressure doesn't have to add to the burden. 

With MiFuneral, you can choose flexible funeral cover for yourself, your immediate family and your extended family, giving you one less thing to worry about when your family needs support most. 

Get a quick quote from MiFuneral today and choose cover that fits your whole family and your budget.


Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.

Need more information on MiWayLife? Read about our life insurance product, or get a life insurance quote in 30 seconds. Alternatively, call us on 0860 64 54 33 .
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Terms and conditions apply. Eligibility, cover and benefits are determined on individual risk profile. MiWayLife is an authorised FSP (No. 45741) and its product offering is underwritten by Sanlam Life Insurance Limited, a registered long-term insurer. MiWayLife is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06