In the same way that squirrels use this time to take stock of the nuts they’ve collected to survive the big chill, you should also check in with your wealth as well as your health, especially if you’re heading towards your golden years.

Take good care of your health

Stock up like that squirrel
Stock up on whatever you need to make the colder months more comfortable, be it blankets or heaters or loadshedding-related items like a portable gas stove or headlamp. It’s better to have what you need in advance than have to look for it when you need it. Planning ahead will also allow you to shop in bulk and save.

Focus on good nutrition
Tucking into a salad isn’t as enticing when the weather is cooler, but don’t slow down your veggie intake. Hearty, warming soups are a great way to enjoy delicious, nutrient-rich vegetables that will nourish your body and boost your immune system. You can also take advantage of autumn being orange season, the tastiest way to get a dose of vitamin C.

Keep moving
Don’t be tempted to hibernate. Keeping active becomes even more important in the colder months as this also goes a long way towards bolstering your immune system, making you less likely to catch a cold or flu. Better yet, if you can take advantage of bright autumn days, go for a walk outside to soak up a little vitamin D.

Take good care of your finances

Get life insurance before it’s too late 
If you’re still in your early sixties, now’s the time to invest in life insurance as most insurance companies choose to limit access to life insurance to those under the age of 65. You pay a monthly premium and then, in the event of your passing, it pays out a lump sum to your beneficiaries, making it a great way to leave a legacy for your loved ones. You get to decide on the amount of the payout, it doesn’t have to be “saved up” for, so you can select as high amount of coverage as you need bearing in your mind that the greater your coverage, the higher your premiums will be. Still, MiWayLife makes life insurance affordable. You could get R500 000 life cover from just R164* per month.

Ensure your Will is up to date
If you pass away in South Africa without a will, the Master of the High Court will appoint an executor to wrap up your estate according to intestate law. This is a tedious process that could take years and won’t necessarily be in line with your wishes so, if you don’t have one, let MiWill help you change that. If you already have one, now’s the time to ensure it’s up to date.

Get a professional to take a second look
You’ve spent your “summer years” saving but is your money still working as hard as it can? Consider chatting with a financial advisor who can ensure you’re on the right track for retirement or, if you’ve already retired, that your savings and investments are still primed for the best returns.

Did You Know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.